3 Easy Steps to Home Ownership

You don't have to be a mortgage expert to know where to begin. At Towne Mortgage of the Carolinas, we give you the resources to make your home financing experience a success. Whether you are looking to buy your first home, upsize or downsize your current home, or refinance, the mortgage experts at Towne Mortgage know how to get you started.

3 Easy Steps to Home Ownership

  1. Talk to a Towne Mortgage of the Carolinas Loan Officer
    Find out about the loan products, rates, and pricing that are available for your specific situation
  2. Pre-qualify for a Mortgage
    Once you know how much home you can afford, home shopping becomes a much easier process! 
  3. Apply Online
    When you have your property selected, it's time to complete the full loan application required by law. This will ask all of the detailed information that a loan officer needs to qualify you for a specific program.

We invite you to get started today with all of the mortgage tools you need at your fingertips. However, our personal touch is never more than a phone call away. Get started with on of our highly experienced Lending Managers. Our experience will make your experience better! 

Melany Wayne Broker

Melany Wayne, a native North Carolinian, brings with her nearly a decade of experience in the real estate industry and a passion for helping families find the right home. Having left a long career in the financial services industry, Melany felt that the real estate industry was the perfect place for her to utilize her business background, communication skills and love for homes and people. She is an active member of the North Carolina Association of Realtors, the Raleigh Regional Association of Realtors and the National Association of Realtors. Melany also enjoys serving her community through organizations like the Salvation Army Soup Kitchen, Meals On Wheels, Stop Hunger Now, and …

  • Direct: 919-637-1203
  • Cell: 919-637-1203
  • Fax: 919-794-7251
  • Email: waynem@hpw.com

© 2017 Coldwell Banker Howard Perry and Walston
Realtor® Equal Housing Opportunity